LET'S REACH YOUR REAL ESTATE GOALS TOGETHER

Here are just a few ways I helped my clients achieve big wins in 2025—and how you can be next in 2026! Looking to make your next move or investment? Contact me today to schedule a complimentary consultation. #realtor #longislandrealestate #realestate #realestategoals #nyrealestate

I’m excited to announce the launch of my new blog, Real Estate with George Gatt. Updated daily, this blog is designed to help buyers, sellers, and homeowners stay ahead of the market with clear, timely, and actionable information. What you’ll find: 📊 Market updates 🏘️ Local & national real estate news 📈Housing trends to watch 💰 Interest rate news and what it means for you ☑️Practical tips you can actually use 🧭 Updated buyer & seller guides If you want real estate news without the noise—and advice you can trust—this is for you. ➡️Click the link in my bio to access the blog or DM your email to be added to my first-access list. https://www.simplifyingthemarket.com/en/?a=1000042718-ba2736aba45d0240045c78a6fa07c584 #realestate #realestateblog #blog #realestatenews realestatetips

Just Sold!🏠 It was a pleasure representing both sides in this exclusive deal. I strategically sourced an all-cash builder with an end client already in place, ensuring a seamless transaction. This expansive 4 acre property is set to be transformed into a custom designed 8,000-square-foot residence with luxury landscaping, creating a prestigious estate to call home. Congratulations to all parties involved. • • • Listing Agent: George Gatt (516-828-0817) @stephenjosephproperties #realestate #justsold #luxuryrealestate #dreamhome #listingagent

Rents keep rising—but ownership builds wealth. 🏡 While rent typically increases year after year, owning a home allows your monthly payments to work for you—building equity and long-term stability instead of disappearing to your landlord. Buying isn’t one-size-fits-all, but with the right strategy, it can be a powerful move for your future. If you’re wondering whether homeownership makes sense for your situation, I’m here to walk you through the numbers, the options, and the smartest path forward. Message me to see if homeownership is the right move for you! • • • Buyers Agent: George Gatt (516-828-0817) Lender: Anthony Fragala (631-219-5474) #buyersagent #firsttimehomebuyer #longislandrealestate #realestate #buyertips

A full transformation from outdated to Elevated Luxury. Clean Design, High-end Fixtures, and Modern Elegance define this Complete Bathroom Renovation. Another bathroom transformed with precision and care by @sjp_development. • • • #renovation #bathroom #bathroominspo #bathroomsofinstagram #bathroomgoals #bathroomrenovation #bathroomremodel #bathroomreno #longisland #home #newyork #suffolkcounty #newconstruction #housegoals #homegoals #homesweethome🏡 #newhome #newbuild #remodel #fullrenovation #luxury #luxuryrealestate #luxurylifestyle #luxurydesign #luxurious #clean #interior #interiordesign

Just Sold!🏠 It was an honor representing my former neighbor with the sale of their house on the block I grew up on. Congratulations to all involved. • • • Listing Agent: George Gatt (516-828-0817) #realestate #realestateagent #realestatenews #realestatebroker #realtor #listingagent #listingagents #sellersagent #sold #closed #justsold #justclosed #overasking #levittownny #longisland #longislandrealestate #nassaucounty #topdollar #house #newhome #neighborhood #community

Congratulations to lifelong friends on officially becoming homeowners! From the elementary school blacktop to the closing table — a true full-circle moment. From start to finish, my team ensured a smooth transaction. The home appraised $20,000 above the purchase price, a rare win in today’s market, positioning them with instant equity from day one. It was a pleasure working with all involved. Welcome Home! #justsold #justsoldit #justclosed #closing #closingday #sold #homesold #realestate #realestateagent #realestatebroker #buyersagent #firsttimebuyer #firsttimehomebuyer #newhome #house #longisland #longislandrealestate #suffolk #suffolkcountyny #homebuyer #welcomehome #nyrealtor #lirealtor #homeowner #equity

A Complete Kitchen transformation where Breathtaking Luxury meets Functionality. No detail was spared. We elevated this space from outdated to refined, Featuring Full Quartz Countertops and Full Quartz Backsplash, Soft-Close Wood Cabinetry, Automatic Under Cabinet Accent Lighting, an Oversized Farmhouse Sink, and Sleek Black Appliances. Expanded Counters, New Recessed Lighting, and a New Built-in Dishwasher complete the design blending Everyday Convenience with Timeless Elegance. • • • @sjp_development #renovation #remodel #flip #newconstruction #homegoals #housegoals #realtor #realestategoals #realestateagent #realestate #kitchen #kitchensofinsta #kitchensofinstagram #kitchens #new #interior #interiordesigns #fullrenovation #flipped #newkitchen #realestateinvesting #homesweethome🏡 #contractor #hometransformation #kitcheninspo #renovationgoals #luxury #luxurydesign #dreamkitchens

Did you know most condos and co-ops include all utilities (except electric) in your monthly fees? ⚡️ That means: No surprise utility bills 💡 Easier to budget💰 Simpler monthly planning 🗓️ Instead of juggling multiple bills, everything is bundled making your home expenses predictable and stress-free. Thinking about buying a condo or co-op? This is one hidden benefit that helps you plan smarter and avoid unexpected costs! 🏢 • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-5474) #realestate #realestateagent #realtor #home #house #longisland #newyork #realestateinvesting #realestatelife #homesweethome #condo #coop #condominios #cooperative #utilities #energy #cost #savings #monthlysavings #savemoney #mortgage #mortgagemadeeasy #money #firsttimehomeowner #firsttimebuyer #firsttimebuyers #condolifestyle #condolife #moneytips

Another one Under Contract in my hometown. I secured my client an Over Ask offer after just one open house. On track for a smooth closing! • • • Listing Agent: George Gatt (516-828-0817) #realestate #realestatenews #realtor #listingspecialist #listingagent #sellers #sellersagent #buyersagent #levittown #nassaucounty #nassaucountyny #longisland #undercontract #pending #pendingsale #realestateagent

🏢 Condo vs. Co-op: Understanding Your Monthly Payment 💸 Buying a condo or co-op? Your monthly payment is simpler and easier to manage than a single-family home, with many of your home expenses combined into one predictable payment. For condos, your monthly mortgage payment includes your principal, interest insurance, and HOA/maintenance fees, while taxes are paid separately. Co-ops make it even simpler. Your monthly mortgage payment will include principal, interest, HOA/maintenance, and taxes all combined into one easy payment. Many co-op maintenance fees also cover amenities, most utilities, landscaping, and snow removal, so you’re truly paying for convenience and getting great value out of it. Both options usually have lower monthly payments than a single-family home and with everything bundled, you know exactly what you owe each month. Simple, predictable, and easy to plan for! • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-4574) #realestate #realestateagent #realtor #home #house #realestateinvesting #realestatelife #homesweethome #firsttimebuyer #firsttimebuyers #firsttimehomebuyers #firsttimehomeowner #firsttimehomebuyer #buyersagent #loanofficer #mortgage #payment #mortgagemadeeasy #mortgagetips #buyertip #buyertips #condo #condominios #coop #cooperative #savemoney #money #condovshouse #monthlypayment #smarthomebuying

Condo & Co-op Insurance, Simplified!🏙️ When you own a condo or co-op, you don’t need a full homeowners policy like you would for a single-family home. Instead you’ll typically get an HO-6 policy which is often more affordable because it only covers the “walls in.” That means the building’s master policy covers the structure and common areas, while your HO-6 policy protects your unit’s interior and personal belongings. Not sure what coverage you’ll need? Send us a message and we’d be happy to walk you through it. • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219–5474) #realestate #realestateagent #realtor #home #longisland #house #newyork #realestatelife #homesweethome #insurance #homeinsurance #homeowner #homeownertips #firsttimebuyer #firsttimehomebuyers #firsttimehomebuyer #buyer #buyersagent #mortgage #savings #money #condo #coop #singlefamilyhome #insurancetips #buyertips #realestateadvice #realestateexperts

Under Contract in my hometown!🏠Honored to have helped a close friend secure a strong All Cash deal. We’re on track for a smooth closing! • • • Listing By: George Gatt (516-828-0817) @stephenjosephproperties #realestate #realtor #realestatenews #realestategoals #realestatebroker #realestateagent #listingagent #sellers #seller #selleragent #sellersagent #pending #pendingsale #undercontract #cash #cashdeal #levittown #longislandny #longisland #newyork #nassaucountyny #longislandrealestate #closingsoon #friend #home #hometown #house #longislandhome

Under Contract!🏠 This one’s truly special. I’m honored to have helped lifelong friends find their perfect first home. Looking forward to a smooth closing. • • • Buyer Agent: George Gatt (516-828-0817) #realestate #realestategoals #realtor #realestateagent #buyers #buyersagent #firsttimehomeowner #firsttimehomebuyer #firsttimebuyer #undercontract #pending #pendingsale #home #homesweethome🏡 #house #property #mortgage #longisland #newyork #suffolkcountyny #homebuyingprocess #homebuyingjourney #specialdeal

Just Listed!🔑 This 1 bedroom, 1 full bathroom rental offers comfortable living in a prime Syosset location. ALL Utilities included! 📍Martin Drive, Syosset, NY. 🛏️1 Large Bedroom with Closet 🛁1 Full Bathroom 🚪Private Entrance 🚘Easy Street Parking 💡ALL utilities included • • • Listing Agent: George Gatt (516-828-0817) #realestate #realestategoals #realestatebroker #realestateagent #rentals #rental #apartment #apartments #apartmentforrent #forrent #forrental #lease #syosset #newyork #nassaucountyny #longisland #longislandrentals #longislandapartments #1bedroom #privateentrance #nyrentals #newlisting #justlisted #justlisted✨🏡

Under Contract in East Rockaway, NY!🏠One step closer to closing. • • • #realestate #realtor #realestatenews #realestategoals #realestatebroker #realestateagents #realestateagent #team #pending #pendingsale #undercontract #listingagent #listing #selleragent #sellersagent #home #house #contract #eastrockawayny #newyork #nassaucounty #queens #nyrealestate #offer #longislandny #longisland

If you’re a young buyer struggling to get approved for a mortgage—or simply want to qualify for a higher purchase price—having a co-signer can make a major difference. Here’s how it helps: Increased Approval Odds: Lenders feel more confident when another qualified person backs your loan. A co-signer with strong credit and stable income reduces the lender’s risk, which can lead to an approval even if your own financial profile isn’t quite there yet. This is especially helpful for buyers with limited credit history, student loan debt, or entry-level income. Higher Purchase Price: A co-signer’s income and credit can help push your approval limits higher, giving you access to homes that might otherwise be out of reach. With a higher budget, you have more homes to choose from. The Long-Term Strategy: This isn’t a forever arrangement. Once your own income increases, you pay down debt, and interest rates come down, you can refinance into a new loan under just your name—removing the co-signer entirely. Once you refinance, the co-signer is officially removed from the loan, leaving you as the sole borrower. You maintain ownership, build equity, and move forward with full financial responsibility. Thinking about using a co-signer or not sure where to start? Send us a message. We’re here to walk you through the process, step by step. • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-5474) #realestate #realestateagent #realtor #home #home #realestateinvesting #house #realestatelife #homesweethome #loan #loanofficer #mortgage #mortgagelender #mortgagepreapproval #mortgagetips #mortgagetip #preapproval #cosign #cosigner #firsttimebuyer #firsttimehomebuyers #firsttimebuyertips #buyertips #homeowner #homeownertips #homeownertips #borrower #refi #refinance #refinancemortgage #debt #income

💸 Struggling with Affordability? This Might Help 👇 Using GIFT MONEY for your down payment could be the solution you didn’t know you had. In today’s market, affording a home is harder than ever. Many buyers are turning to family or loved ones for financial help. Here’s how getting gift money can unlock your path to homeownership. Gift money is money given to a homebuyer by a family member or close relative to help with the down payment. It’s not a loan, so there’s no expectation of repayment. As long as IRS rules are followed, the person giving the gift won’t owe any taxes on it. Contrary to popular belief, gift money is NOT taxed — as long as it follows IRS rules. In 2025, a donor can give up to $18,000 per year per recipient, tax-free. If two parents give jointly, that’s $36,000 to you with zero tax owed. Even if the gift is over the annual limit, the donor still won’t owe taxes as long as it doesn’t exceed their lifetime gift exemption, which is currently $13.6 million. Lenders will require a gift letter to confirm that the money you’re using is truly a gift — not a loan that needs to be repaid. The letter must clearly state the donor’s relationship to you, the exact amount given, and the date it was provided. In addition, the donor must meet gift donor qualifications, typically meaning they are a close relative such as a parent, grandparent, or spouse. This documentation helps the lender ensure the funds are legitimate and won’t impact your ability to repay the mortgage. Thinking about using gift money for your down payment? Drop your questions below — We’ve got answers! 💬 • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-5475) #realestate #realestateagent #realtor #home #house #realestateinvesting #realestatelife #homesweethome #loan #loanofficer #mortgage #mortgagelender #mortgageloanofficer #mortgagetips #mortgagetip #gift #gifts #giftmoney #irs #tax #taxes #firsttimebuyertips #firsttimebuyer #firsttimehomeowner #firsttimehomebuyer #buyertips #buyersagent #buyersagents #money #downpayment

🏠JUST LISTED🏠 📍74 Shelter Lane, Levittown. Spacious 5 Bed / 3 Full Bath on a prime corner 7,000sqft lot—complete with an accessory apartment! Perfect for extended family or extra income (with proper permits). Open House: 8/2 from 12-2pm 8/3 from 1-3pm 📍243 Lakeside Trail, Ridge. Lakefront living at its finest ! Featuring multiple outdoor decks and a renovated interior. This sale included an additional 6,000sqft lot (possible subdivision). Open House: 8/2 from 4-7 8/3 from 5-7 Contact me to schedule a private tour! Listing Agent: George Gatt 516-828-0817 @stephenjosephproperties • • • #realestate #realestateforsale #realtor #realestatebroker #realestateagent #justlisted #newlistings #newlisting #home #househunting #waterfront #waterview #lake #lakefront #cornerlot #landlot #renovation #renovated #homeforsale #longislandny #longislandrealestate #longisland #newyork #realestateinvestment #realestateinvesting #forsale #listing #listingagent #listingspecialist #openhouse

Enjoy Lakefront living in the highly sought-after Lake Panamoka community. This beautiful property features multi-level decks, a fully renovated interior, an EV charger, and much more! Sale includes an attached 6,000sqft Land Lot (possible subdivision) with Unobstructed Lake Views. 📍Ridge, NY 🛏️ 2 Bedrooms 🛁2 Full Bathrooms 🆕Renovated Kitchen, Bathroom, Basement, New Split Units, New Stainless Steel Appliances 🚪2 Bonus Rooms in Basement 🧺Laundry Room in Basement 🥂Finished Bar in Basement 🔋EV Charger Equipped Contact me today to schedule a private tour. • • • Listing Agent: George Gatt (516-828-0817) @stephenjosephproperties #realestate #realestateagent #realtor #home #longisland #newyork #house #realestateinvesting #realestatelife #homesweethome #justlisted #justlisted✨🏡 #newlisting #newlistings #lakefront #lakefrontliving #lakefronthome #lake #lakeview #water #waterfront #waterfrontproperty #waterfrontliving #airbnb #investment #renovated #new #forsale #ridgeny #suffolkcountyny

It’s a true honor to be named one of the Long Island Board of Realtors YPN’s Top 20 Rising Stars in Real Estate! A goal since my first day in the industry. This prestigious award recognizes the Top 20 Rising Stars in Real Estate (Formerly Top 20 Under 40) out of nearly 30,000 LIBOR agents. I am thankful for every one of my clients. Their continued trust, opportunities, and referrals have set the foundation for my business and led to this award in just 3 years. I’m also grateful for the incredible people I’ve met in the industry, many of whom have become good friends. I value the support of my referral partners and look forward to continued success together. I wouldn’t be where I am today without the guidance and genuine support from my mentor @stephenjosephproperties . I appreciate all you do to contribute to my growth. Above all I am thankful to God. I’m blessed to be able to do what I love every day, make a positive impact on my community, and have my efforts acknowledged with this coveted award. I look forward to further contributing to the YPN. Thank you @lirealtors and congratulations to the LIBOR YPN Rising Stars Class of 2025! #risingstar #risingstars #libor #ypn #youngprofessionalnetwork #youngprofessionals #top20 #topagent #realestate #realestategoals #realestaterisingstar #realestateexpert #realestateagent #realestateagents #realtor #toprealtor #realestateawards #realestateaward #liborypn #liborypntoptwentyrisingstars #classof2025 #longislandboardofrealtors #top20under40 #top20risingstars #longisland #newyork #nyc #nassaucountyny #suffolkcountyny #longislandrealestate

‼️JUST LISTED‼️ Welcome to this Expanded Colonial in the Heart of the Desirable Levittown. Situated on a Large 7,000sqft Corner Lot this property Boasts Over 2,500sqft of Interior Living Space. This Spacious Home Features 5 Bedrooms and 3 Full Bathrooms, complemented by an Open Living Room, Dining Room with Vaulted Ceilings, Walk-Through Kitchen with Double Wall Oven, Laundry Room and an Additional Bonus Room perfect for an Office, Remote Work or Study. Further Highlights include an Expansive Legal Accessory Apartment with a Private Entrance and Private Backyard access (with proper permits required) and a Full Stand-Up Attic with the potential to be Finished for Additional Living Space. This layout offers Exceptional Flexibility, Perfect for Accommodating Extended Family, Generating Rental Income, or Customizing the space to Meet Your Specific Lifestyle needs. Outside you’ll find a Private Driveway, Covered Portico with Standing Room, and Generously Sized Back and Side Yards. This Vibrant Community is known for its Schools, Shops, and Well-Maintained Town Pools, Parks, and Services. Conveniently Positioned in a Central Location with Easy Access to All Essentials and Major Highways! Contact me today to schedule a private tour. • • • Listing Agent: George Gatt (516-828-0817) @stephenjosephproperties #justlisted #justlisted✨🏡 #justlisted🏡 #newlisting #newlistings #newlistingalert #newlisting🏡 #realtor #realestatenews #realestateforsale #realestateagent #realestate #realestategoals #realestatebroker #forsale #houseforsale #homeforsale #housesofinstagram #housegoals #home #homesweethome🏡 #nassaucounty #levittown #levittownny #townofhempstead #levittownmoms #cornerlot #newyork #longisland #listingagent

This is what $869,000 gets you in Wantagh, NY! 🆕 Gas boiler, hot water heater, roof, siding, patio, interior renovation. 📍Oakfield Avenue,Wantagh, NY 🎓North Bellmore Schools 🛏️3 Bedrooms 🛁3 Full Bathrooms 🚪Full Basement 🚘 2 Car Garage #realestate #realestateagent #realtor #home #longisland #newyork #wantaghny #newconstruction #newconstructionhomes #dreamhouse #dreamhomes #dreamhome #housegoals #renovation #flip #fliphouses #realestateinvesting #justlisted #newhome #forsale #interior #design #househunting #nyrealestate #longislandhomes

🎓 Student loans lurking on your credit report? You Can STILL Get Pre-Approved! 🏡 If you have student loans, lenders will factor them into your DTI (Debt-to-Income) ratio — even if you’re not actively making payments. But that doesn’t mean you can’t get pre-approved! Student loans are common, and with the right strategy they don’t have to stand in the way of buying a home. Whether you’re on an income-based repayment plan (IBR), in deferment, or making regular payments, it all plays a role in how much home you can afford. If you’re on an income-based repayment plan, that monthly payment amount is typically what the lender uses to calculate how it affects your DTI. If you’re in deferment or forbearance, they might use 0.5% to 1% of your loan balance as an estimated payment. Student loans don’t disqualify you — they just need to be factored in and discussed upfront. Don’t let student loans hold you back. With the right approach, homeownership is still within reach. • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-5474) #realestate #realestateagent #realtor #home #house #realestatelife #realestateinvesting #buyersagent #firsttimehomeowner #firsttimehomebuyerny #firsttimebuyertips #firsttimebuyer #newhomeowners #buyingtips #mortgage #mortgagelender #mortgagetips #lender #loan #loanofficer #student #students #studentloan #studentloans #debt #income #money #preapproval #preapprovalprocess #homebuyingprocess

Under Contract in the highly sought after Biltmore Shores community! This meticulously maintained split-level waterfront home features 3 bedrooms, 3 baths, an updated kitchen with granite countertops and stainless steel appliances, vaulted ceilings, and much more. The backyard is an entertainer’s dream with a two-tier deck, hot tub, cabana, and 75 feet of canal frontage with a floating dock for boats and jet skis. All with exclusive beach club rights part of the Biltmore Beach Community. Congratulations to all! • • • Listing & Selling Agent: George Gatt 516-828-0817 #realestate #realtor #realestatebroker #realestateagent #realestategoals #realestateexpert #undercontract #pending #listingagent #buyersagent #firsttimebuyertips #renovation #waterfront #home #housegoals #homegoals #dock #waterview #waterfrontrealestate #dreamhouse #dreamhomes #luxury #luxuryrealestate #luxuryrealestateagent #massapequa #biltmoreshores #longisland #newyork #ny #dualagent

Navigating today’s competitive market takes strategy! Here are 6 essential steps every serious buyer should follow to secure the right property with confidence. Whether you’re a first time buyer, downsizing, relocating, or investing—these tips are designed to give you the edge. Your next chapter starts with the right strategy—reach out today to schedule a complimentary consultation. • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-5474) #realestate #realestatenews #realestatebroker #realestatetipsoftheday #realestatetips #realtor #realestategoals #realestateagent #loanofficer #mortgage #mortgagelender #firsttimehomeowner #firsttimebuyertips #firsttimebuyer #firsttimehomebuyer #home #house #homesearch #money #mustdo #homebuyer #dreamhome #preapproval #buyersagent #hotmarket #moveinready #investment

Under Contract!📝 Looking forward to a smooth closing. • • • Buyers Agent: George Gatt (516-828-0817) #undercontract #pending #pendingsale #realestate #realestategoals #realestatebroker #realestateinvestment #property #home #condo #coop #development #apartment #homesweethome🏡 #longisland #newyork #ny #suffolk #suffolkcountyny #farmingdale #buyersagent #broker #buyeragent #firsttimebuyer

3 Things to Do Before You Start Home Shopping — Straight from a Loan Officer’s Perspective! 1️⃣ Get Pre‑Approved. It’s the most common piece of advice for a reason. Getting pre-approved is the first step to set clear expectations for your homebuying journey. Your approval gives you a realistic picture of how much you can borrow and it positions you as a serious buyer when it’s time to make an offer. 2️⃣ Plan for Up‑Front Expenses. Determine the amount you’re prepared to allocate toward your down payment and closing costs. If you’re planning to move money from a checking to savings account, sell stock or crypto, or tap into other resources, do it early so your money is liquid, seasoned, and ready when you need it. Be transparent with your lender about your financial situation to ensure your transaction closes smoothly. 3️⃣ Establish Your Comfortable Monthly Mortgage Payment. Identify a mortgage payment that fits comfortably within your budget. Take into account your current expenses, lifestyle, and upcoming utility costs. This helps your lender establish the right price range for your home search and ensures your monthly payment remains manageable long-term. Remember, your maximum loan approval amount might exceed the monthly payment you’re comfortable with. These three steps are the foundation of a successful home‑buying journey. Contact us today for a complimentary buyers consultation. • • • Realtor: George Gatt (516-828-0817) Loan Officer: Anthony Fragala (631-219-5474) #realestate #realestateteam #realestatenews #realestatetipsoftheday #realestatetips #realtor #home #house #realestateinvesting #homebuying #firsttimebuyertips #firsttimebuyer #loanofficer #mortgage #mortgages #mortgagetip #lending #homebuyingprocess #homebuying101 #mustdo #property #homebuyertips #homebuyers #homebuyer #homeowners #homeowner #preapproval #loans #savings #money

Honored to be featured in RISMedia’s May issue during #AffordableHousingMonth! This month is all about raising awareness and finding real solutions to make housing accessible for everyone. I’m proud to be part of the conversation, highlighting the work industry professionals are doing to break down barriers and create opportunities in today’s market. Dive into RISMedia’s May issue to explore the impactful work happening across the industry. #realestate #realestateexpert #realestateagent #realestatebroker #rismedia #2025newsmaker #2025newsmakers #newsmaker #rismediaupdates #rismedianewsmakers #affordability #affordablehouses #affordablehousing #may #mayissue #magazine #article #buyertips #homebuyer #homebuyingtips #buyersagent #affordablehousingmonth #house #home #firsttimehomebuyer #housing #housingforall #residential #realestatenews

Just Listed!🏠 Introducing an Exceptional Opportunity in the Highly Desirable Glen Head Community! Set on an Impressive Over Half-Acre Lot (Dimensions: 71x400) this property offers endless potential. This Sun Drenched Home features an Inviting Enclosed Front Porch, 3 Bedrooms, 1 Full Bathroom, Kitchen with Side Entrance, Spacious Living and Dining Room, New Water Main, and Natural Gas already fueling the separate Hot Water Heater with Ability to Convert Home to Gas Heating/Cooking. Full Partially Finished Basement with Private Walk-Out Entrance, Washer/Dryer, and Utility Access. The Beautifully Maintained Lawn and Lush Landscaping are framed by Mature Trees and Vibrant Flowers. The Huge Backyard is a Peaceful, Park-like setting offering Privacy and a Perfect Retreat for Relaxation or Entertaining. Massive Backyard Lot with Abundant Opportunities. The Oversized Two-Car Garage and Large Driveway provide Ample Parking and Storage Options. Located within the Prestigious North Shore School District. Enjoy the Benefits of R1-7 Zoning. Conveniently positioned with easy access to all essentials! DM/Text/Call for a private showing! Listing Agent: George Gatt (516-828-0817) @stephenjosephproperties #realestate #realestatedevelopment #realtor #realestateagents #realestateagent #listingagent #newlisting #justlisted #homeforsale #house #home #property #land #lot #buildablelot #glenhead #nassaucountyrealestate #nassaucountyny #ny #longisland #longislandrealestate #forsale #openhouse #homesweethome🏡 #opportunity #investment #invest #largelot #building #development

This is what $689,000 gets you in Roosevelt, NY! Step inside this fully renovated cape offering modern updates and ample living space. 🆕Fully Renovated interior including New Samsung Appliances 🛖New Roof and New Siding 🛏️3 Bedrooms with 2 Bonus rooms in basement 🛁3 Full Bathrooms 🚘Freshly paved driveway leading to 1 Car detached Garage #realestate #realestateagent #realtor #newyork #longisland #nassaucounty #nassaucountyrealestate #newlistings #newlisting #justlistedforsale #justlisted #fullyrenovated #newhome #renovation #realestateinvesting #firsttimebuyer #samsung #new #dreamhomes #hometour #welcomehome #homesweethome🏡 #housegoals #realestateinvestor #house #home #realestatelife #interior #interiordesigninspiration #openhouse

Just Listed‼️Tremendous opportunity to build your dream home on a spacious 4 acre lot. Endless potential for customization, privacy, and luxury living in the highly sought after Jennings Beach Assocation. Property being sold as-is. This is a short sale requiring all cash to purchase. Do not walk the property without a confirmed appointment. • • • Listed By: George Gatt (516-828-0817) @stephenjosephproperties #realtor #realestateagent #realestateforsale #realestate #realestategoals #newlistings #newlistingalert #newlisting #justlisted #landscape #land #house #home #nassaucounty #development #investment #investing #realestateinvestment #landinvestment #acre #northshore #goldencoast #longisland #ny #shortsale #cashonly #buildable #newbuild #luxury #opportunity

I am truly honored to be recognized as one of Long Island Real Producers’ Top 40 Under 40! I appreciate each and every one of my clients for trusting me to help achieve their real estate goals. It’s a privilege to be a part of their journey. A special thank you to my broker who has been more than just a mentor. Your guidance, wisdom, and unwavering support have been invaluable to my growth in this business. Thank you @realproducerslongisland for the recognition and magazine party. I am grateful to be apart of this incredible community! This is just the beginning, and I look forward to continuing to serve my clients while shaping the future of the industry. All glory to God, I am blessed beyond measure! #realproducers #longislandrealproducers #40under40 #top40under40 #topagent #realestate #realtor #realestateagent #realestateagents #realestateadvice #realestatesales #realtorlife #longisland #newyork #magazine #featured #awards #realestatesales #risingstar #longislandrealestate #nassaucountyny #suffolkcountyny #listingagent #buyersagent #firstimehomebuyers #home #buyer #seller #homeowner #closing

Just Leased!🔑 After months of complex negotiations with a major corporation, I’m thrilled to announce that Edward Jones has officially signed a 10-year lease with an additional 10-year option to renew! As the landlord’s agent, I’m proud to have finalized a deal that secures a creditworthy, long-term corporate tenant to the property. Bringing in a national brand like Edward Jones not only elevates the property’s value but also enhances the community with a trusted financial services provider. Can’t wait to celebrate the grand opening later this year! Need expert representation for your commercial property? Let’s talk! • • • Listing Agent: George Gatt (516-828-0817) #realestate #realestatebroker #realestateagents #realestateagent #realtor #broker #commericalrealestate #commericalrealtor #commericalrealestatebroker #edwardjones #finacial #finacialservices #justleased #justrented #rented #leased #office #retail #newyork #nyc #queens #nassaucounty #valleystream #rockaway #comingsoon‼️ #grandopening #leasing #leasingagent #officespace #building

This is what $448,000 gets you in Wyandanch,NY. 📐60x100 Corner Lot 🛏️3 Bedrooms 🛁2 Full Bathrooms 🪠NEW Sewer System 🚘Freshly Paved 2 Car Driveway 🚪Flexible Garage and Basement Space • • • Listed by: George Gatt (516-828-0817) #realestate #newlistings #newlisting #realestateagent #realestateinvestor #newyork #suffolkcounty #longisland #forsale #house #home #homesweethome #realestatephotography #investment #rentalproperty #oppurtunity #lowtaxes

Under Contract!🏠 After securing multiple strong over ask offers for my seller, they locked in the right deal and we are one step closer to closing. Listed By: George Gatt (516-828-0817) • • • #realtor #realestate #realestatesales #realestateagent #realtorlife #undercontract #pending #pendingsale #home #house #property #newyork #ny #longisland #suffolk #overask #topdollar #sellingrealestate #sales #realestatelife #realestatebroker #broker #agent #attorney #closingsoon

🎉We are officially cleared to close!🎉 Once we receive the CTC we will complete these final steps before getting to the closing table. 1️⃣Schedule a Final Walkthrough: The final walkthrough is conducted to ensure the property is in the same condition as when your offer was accepted. We will also make sure any seller agreed upon repairs have been completed and that all represented appliances are in working order. 2️⃣Closing Disclosure: Sign your closing disclosure at least 3 business days before closing. Which outlines your final loan terms/amount, interest rate, closing cost, and any other associated fees. 3️⃣Confirm Closing Date/Time/Location: The attorneys will coordinate closing for a day and time that works for all parties involved. Once these final steps are completed you will be on your way to closing table!🔑 • • • Realtor: George Gatt (516-828-0817) Lender: Anthony Fragala (631-219-5474) #realestate #realtor #lender #mortgage #mortgagebroker #mortgagetips #mortgagerates #realestateagent #realtors #money #realestatetips #closing #closingday #cleartoclose #justsold #sold #finalwalkthrough #closingtime #realestatelife #homesweethome #realestatebroker #loan #loanofficer #mortgages #funding #longisland #ny #newyork #nassaucounty #suffolkcounty

Another perfect match!🔑 Proud to have leased my family’s rental in Astoria to a wonderful hardworking couple. Congratulations! #rent #rental #rentals #forrent #rented #rentedhome #renting #astoria #newyork #nyc #ny #realestate #realestateagent #realestateinvesting #realestatelife #realestateinvestor #homesweethome #home #house #apartment #apartments #apartmentdecor #justleased #leased #deal #realtor #landlord #landlordlife #tenants #tenant

Fully executed contract, what happens next? 📝 Once your contract is signed, the real work begins! Your documents head to underwriting, title search & appraisal are ordered, and we keep everything moving smoothly toward closing! Watch now to see how we’re working together to make your homebuying process stress-free from executed contract to closing! • • • Realtor: George Gatt (516-828-0817) Lender: Anthony Fragala (631-219-5474) #realestate #realestateagent #realestateinvesting #realestateteam #realestatetips #realestatelife #lender #mortgage #mortgagebroker #mortgagetips #mortgagerates #closing #closingday #contract #appraisal #newyork #longisland #money #preapproval #firsttimehomebuyer #buyer #buyersagent #buyers #homebuyers #homebuyer #homebuyingtips #homebuying #house #home #homesweethome

Congratulations to my client for closing on the sale of their co-op! Proud to have secured an over-asking offer from a qualified buyer, making the board approval process a breeze. It was a pleasure working with everyone involved. Congratulations to all. • • • #realestate #realestateagent #realtor #justsold #justsoldit #sold #justclosed #closed #closing #closingday #closingdeals #house #home #coop #condo #condominio #condoliving #nyc #ny #queens #nassau #nassaucounty #suffolk #suffolkcounty

📍Prime Industrial opportunity in Garden City, NY. 📏 8,080 sq ft of versatile interior space (Warehouse + Offices) •13,613 sq ft lot 🚘12 car private parking + 4 extra spots in front. 📥Downstairs features: •Welcoming Showroom •Opulent Conference Room •2 Bathrooms •Kitchenette for employee use •Direct Warehouse Access 🏢 Fully Renovated Upstairs: •Executive Office with warehouse view •6 Additional Administrative Offices •Bathroom 🏭 Spacious Warehouse featuring (5,500sqft): •Open Layout •High 20ft Ceilings •2 Overhead Doors (12 ft) •Security Camera System •10 Skylights for natural light & energy savings •Brand-new LED lighting throughout •Bathroom 📈Close to major growth areas: •New Casino Development •Minutes from Hofstra University, Nassau Community College, and Nassau Coliseum. • • • Listed By: George Gatt 516-828-0817 #realestate #realestateagent #realtor #longisland #newyork #realestatelife #newlisting #newlistings #justlisted #commercialrealestate #commercialconstruction #warehouse #warehouseforsale #industrial #industrialdesign #forsale #nassaucountyrealestate #nassaucounty #nassaucountyny #investing #smallbusiness #business #businessowner #property #lot #parkinglot #parking #propertyforsale #commericalrealestatebroker

🔑New Rental Listing!🔑 📍23rd Street, Astoria, NY 💲2,900 🛏️ 3 Bedrooms 🛁1 Full Bathroom 💧Water, Heat, Gas, Ground Care INCLUDED! Listing Agent: George Gatt (516-828-0817) Call, Text, or DM for more info. #newlisting #apartment #apartments #forrent #forlease #rental #rentalproperty #apartmentdecor #apartmentforrentnyc #realestate #realestateagent #realestateinvesting #home #homesweethome #queens #ny #nyc #newyork #5boroughs #nassaucounty #nassau #rent #rentals #apartmentgoals #apartmentlife #forrentbyowner #forrentnyc

🚨Wondering how your credit score affects your pre-approval? Here’s all you need to know!🚨 Your credit score plays a key role in determining whether you’ll be approved for a mortgage and what kind of loan terms you’ll receive. Lenders use your score to assess the risk of lending you money—higher scores generally lead to a quicker approval, lower interest rates, and smaller down payments requirements. Conversely, a lower score could result in a slightly higher interest rates and larger down payment requirement. Whether you’re a first-time homebuyer or a seasoned pro, understanding your credit score can help you navigate the mortgage process with confidence. Drop your questions in the comments below, and let’s get you one step closer to your new home! • • • #mortgage #lender #realtor #realestate #realestateagent #mortgages #mortgagetips #mortgagebroker #money #creditscore #credit #creditrepair #preapproval #bank #bankloan #creditscoreincrease #fha #realestatelife #realestatetips

🏠Step 1 of your Home Buying Journey!🏠 Ready to buy your first home? The initial important step is to establish your home buying team! As your trusted realtor and lender, we’ll guide you through the entire process, starting with understanding your needs, goals, and affordability. Before we start browsing homes, the next first step is to get pre-approved for a mortgage. Why? A pre-approval gives you a clear idea of your budget, helps you navigate the current market range, and shows sellers you’re a serious buyer. Reach out today to start your journey to homeownership! 🔑 • • • Lender: Anthony Fragala (631-219-5474) @anthonyfragala Realtor: George Gatt (516-828-0817) #realestate #realtor #realestatetips #realestateinvesting #firsttimehomebuyer #buyer #homebuying #homebuyers #homebuyer #homebuyingtips #preapproval #preapproved #lender #lenders #money #mortgage #mortgages #mortgagebroker #moneytips #mortgagerates #longisland #ny #nyc #firststep

Struggling to find your dream home in today’s low inventory market? 🚨 With limited homes available for sale, it can feel like you’re stuck settling for something that’s doesn’t meet your needs. But what if we told you there’s a way to expand your options and create the perfect home without draining your savings? Enter the Rehab Loan—a powerful tool that allows you to buy a home that needs repairs and finance both the purchase price AND renovation costs all in one loan. Here’s how it works: 1️⃣ More Options: A rehab loan significantly expands your options in today’s low inventory market. This lets you consider homes that might not be “move-in ready” but have serious potential and are in your desired location. You’re no longer limited to what’s available in perfect condition. You get to customize your home from the ground up; choosing the layout, finishes, and design elements to suit your exact style and needs. 🏚️➡️🏡 2️⃣ No Out-of-Pocket Renovation Costs: Unlike traditional renovation projects where you come out of pocket for the renovation cost, the rehab loan rolls the cost of renovations into your mortgage. No need to pay upfront for those repairs, keeping more money in your bank account! 💰 3️⃣ Build Equity: One of the biggest advantages of using a rehab loan is the ability to build equity as you renovate and improve your new home. As you make upgrades you’re increasing the value of the property, which translates into greater equity in your home. This means that over time your home not only becomes more tailored to your tastes but also grows in market value, giving you a solid return on your investment.📈 So, if you’re feeling stuck in this low inventory market, a rehab loan could be the perfect solution to unlock more possibilities and build the home of your dreams without the financial stress. Interested in learning more? DM me and let’s chat about how we can make this work for you! Realtor: George Gatt (516-828-0817) Lender: Anthony Fragala (631-219-5474) #realestate #realtor #realestatebroker #realestateagent #realestateinvesting #realestateinvestor #renovation #realestatetips #lender #mortgage #loanofficer #rehabloans #mortgagetip #203kloan

A Rehab Loan (203k loan) could be the secret to building wealth while creating the home of your dreams. Find out how!⬇️ 💰Finance Your Vision: With a rehab loan, you don’t just finance the purchase of your home—you also cover the cost of renovations all in one loan. That means you can start on those improvements right away without needing to save up a separate budget for repairs. 📊After Repair Value (ARV) Appraisal: Before the work is done, this special appraisal is used to estimate your home’s value after the renovation is complete. This means you’ll have a clear picture of the equity you’re building while making your vision a reality. 📈Boost Your Home’s Value: After the renovation work is complete, the home’s value typically rises significantly, often exceeding the original purchase price. This increase in value builds your equity immediately and provides homeowners with financial flexibility! Want to learn how a rehab loan can benefit you? Drop us a comment or send me a DM! Realtor: George Gatt (516-828-0817) Lender: Anthony Fragala (631-219-5474) #realestate #realestateagent #realestateinvesting #realestatebroker #realestatetips #homebuyer #homebuyer #homebuyertips #homebuyersguide #homebuying #homebuyingtips #lender #mortgage #mortgages #mortgagebroker #rehabloans #renovation #newhome #renovations #203k #longisland #newyork #money #equity #investment #housedesign #houseexpert

Are you ready to buy a home but don’t have the 20% down payment?💰Here’s the good news: While putting down 20% can help you avoid private mortgage insurance (PMI) and lower your monthly payment, it’s not a requirement! You can buy a home with as little as 3.5% down through certain loan programs. Understanding the Loan-to-Value (LTV) ratio is crucial in this process. LTV measures the loan amount compared to the appraised value of the property. A lower LTV (like when you put 20% down) often means better interest rates and less risk for lenders. However, even with a higher LTV, there are plenty of financing options available that can get you into a home without a hefty down payment. Once you reach 20% equity in your home, you typically can have the PMI removed. So, whether you’re saving for that 20% or considering a lower option, know that your path to homeownership is more flexible than you might think! Let’s explore your options together. • • • Realtor: George Gatt (516-828-0817) Lender: Anthony Fragala (631-219-5464) #realestate #realestateagent #realtor #lender #mortgage #mortgages #mortgagebroker #realestatebroker #downpayment #downpaymentassistance #loan #loanofficer #explained #homebuying #homebuyingtips #homebuyingprocess #firsttimehomebuyer #homesweethome #realestatelife #realestatetips #realestategoals #realestateexperts #tips #mortgagetips #homeloan #homebuyers #longisland #newyork #money #savingmoney

Lease Signed!📝 Congratulations to my clients. Despite the low inventory and having a short moving timeline, I was able to secure my clients a full house rental in their desired location. Welcome Home🔑 Appreciate the referral!🤝 @anthonyfragala • • • #realestate #realestateagent #realtors #realtor #rent #rental #rentals #rented #justrented #justleased #lease #houserental #longisland #newyork #apartment #broker #realestatetips #relocation #nassau #nassaucounty #forrent #closed #signed

Just Sold Over Asking! 📍Hollis Hills,NY 💲$1,150,000 • • • Listed By: George Gatt (516-828-0817) @stephenjosephproperties #realestate #realtor #justsold #sold #closing #closingday #milliondollarlisting #queens #ny #nyc #realestateagent #househunting #luxuryhomes #luxuryhome #realty #newhome #homesweethome #houses #house #realestateinvesting #realestatelife #interiordesign #broke #realestatebroker

This is $1.2 million gets you in Farmingdale, NY!🏠 Take a look! • • • #realestate #realtor #realestateagent #house #home #longisland #newyork #realestatelife #homesweethome #realestateinvesting #newbuild #newbuildhome #newconstruction #justlisted #newlisting #newlistingalert #justlisted✨🏡 #interior #luxuryhomes #luxuryrealestate #farmingdale #farmingdalestatecollege #renovation #renovations #housebuilding #milliondollarlisting